Product terms and conditions

Sample credit card agreement

Sample personal instalment agreement

Buy Now Pay Later terms and conditions

Website terms of use

Personal Customer Agreement (effective until 19 August 2022 only)

(This version is effective until 19 August 2022 and is applicable only to customers who have been onboarded on or before 19 July 2022).

Personal Customer Agreement (version 2022)

(This version is applicable to customers who have been onboarded on or after 20 July 2022. For customers who have been onboarded on or before 19 July 2022, this version will apply to them as from 20 August 2022).

Credit Card Master Agreement

Overdraft Master Agreement

Savings Master Agreement